Investment snapshot

Wynnum, QLD 4178

Property investment analysis for Wynnum, Queensland

General information only — not personal financial, tax, or investment advice. Results are estimates based on published tax rates and market data. Terms · Privacy

Wynnum investment property metrics

Median Price

$1.57M

House

Median Rent

$748/wk

Gross Yield

2.5%

Vacancy Rate

0.9%

Days on Market

Population

14,036

+1.4%/yr

Capital Growth

1 Year

10.7%

3 Year (annualised)

10.4%

5 Year (annualised)

10.7%

HTAG RCS Scores

Growth 6/10 — Good

Cashflow 5/10 — Fair

Overall 7/10 — Good

Market Context

Demand

High

Supply

Moderate

Days on Market

30 days

Population Trend

+1.4%/yr

14,036 residents

Run the numbers for Wynnum

Pre-filled with Wynnum median values. Adjust to match your scenario.

Property Details

StatePurchase Price

Deposit

20%

$313,935 deposit · LVR 80%

Weekly Rent

Your Gross Income (salary)

Interest Rate (p.a.)

Loan Type

P&IInterest Only

Property Type

EstablishedNew Build

Ownership Structure

IndividualDiscretionary Trust

Growth & Hold

Annual Capital Growth

Hold Period

years

Your weekly contribution after tax

$822/wk

$3,563/mo · $42,757/yr

Negatively geared — tax benefit of $20,714/yr reduces your out-of-pocket

PAYG Withholding Variation

Apply to the ATO to get $797 extra per fortnight in your pay, instead of waiting for your tax refund.

Acquisition Summary

Stamp Duty (QLD)$70,781LMI PremiumN/ALoan Amount$1,255,739Total Upfront Cash$387,116

Cash Flow Analysis

Gross Rental Yield2.5%Net Rental Yield1.8%Annual Rental Income$37,400Total Annual Expenses-$8,579Annual Loan Repayment (P&I)-$92,292Pre-Tax Cash Flow$-63,471Tax Benefit (neg. gearing)+$20,714After-Tax Cash Flow$-42,757/yr

Depreciation claimed: $15,697/yr (Building: $15,697 + Fixtures: $0)

Fixture depreciation (carpet, blinds, appliances) cannot be claimed on established properties purchased after 2017 — only building depreciation applies. A quantity surveyor report will give exact figures. Building cost estimated at 40% of purchase price.

Capital Growth Projection (10 yrs)

Future Value$4,322,312Capital Gain$2,836,427CGT Payable (50% discount)-$992,406Net Proceeds (after CGT & costs)$3,243,460

Transitional CGT Split Applied

Your holding period spans 1 Jul 2027. The capital gain is split proportionally between old and new rules:

Pre-Jul 2027 (10.8%)$306,365 gain → $62,282 taxPost-Jul 2027 (89.2%)$2,530,062 gain → $930,124 tax

Pre-portion: 50% discount at marginal rate. Post-portion: CPI-indexed cost base, 30% minimum tax floor.

Total Cash Flows (10 yrs)$-427,570Cash-on-Cash Return-13.5%Estimated IRR12.2%

Year-by-Year Summary

Year	Value	Equity	Total Cash Flow
1	$1,737,001	$496,116	$-42,757
2	$1,922,166	$697,082	$-85,514
3	$2,127,068	$918,794	$-128,271
4	$2,353,814	$1,163,421	$-171,028
5	$2,604,730	$1,433,360	$-213,785
6	$2,882,395	$1,731,260	$-256,542
7	$3,189,658	$2,060,050	$-299,299
8	$3,529,676	$2,422,967	$-342,056
9	$3,905,939	$2,823,591	$-384,813
10	$4,322,312	$3,265,879	$-427,570

Growth

12.6%

Investing in Wynnum, QLD

Wynnum (4178) is located in Queensland with a population of approximately 14,036 residents, growing at 1.4% per year. The suburb has a median house price of $1.57M and median weekly rent of $748, delivering a gross rental yield of 2.5%.

With a vacancy rate of just 0.9% and properties selling in an average of 30 days, Wynnum shows high demand and moderate supply — factors that support continued price growth. Over the past 5 years, the suburb has delivered annualised capital growth of 10.7%.

Use the calculator above to model the full investment scenario for a property in Wynnum, including stamp duty, negative gearing benefits, depreciation, and the impact of proposed CGT changes on your after-tax return.