Investment snapshot

Burpengary, QLD 4505

Property investment analysis for Burpengary, Queensland

General information only — not personal financial, tax, or investment advice. Results are estimates based on published tax rates and market data. Terms · Privacy

Burpengary investment property metrics

Median Price
$1.13M
House
Median Rent
$622/wk
Gross Yield
2.9%
Vacancy Rate
1.3%
Days on Market
31
Population
16,488
+2.5%/yr

Capital Growth

1 Year
18.0%
3 Year (annualised)
13.6%
5 Year (annualised)
14.1%

HTAG RCS Scores

Growth 6/10 — Good
Cashflow 8/10 — Strong
Overall 8/10 — Strong

Market Context

Demand
Moderate
Supply
Moderate
Days on Market
31 days
Population Trend
+2.5%/yr
16,488 residents

Run the numbers for Burpengary

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Property Details

Loan Type
Property Type
Ownership Structure

Growth & Hold

Your weekly contribution after tax

$564/wk

$2,443/mo · $29,312/yr

Negatively geared — tax benefit of $14,221/yr reduces your out-of-pocket

PAYG Withholding Variation

Apply to the ATO to get $547 extra per fortnight in your pay, instead of waiting for your tax refund.

Acquisition Summary

Stamp Duty (QLD)$45,646LMI Premium$12,956Loan Amount$906,025Total Upfront Cash$287,508

Cash Flow Analysis

Gross Rental Yield2.9%Net Rental Yield2.0%Annual Rental Income$31,100Total Annual Expenses-$8,044Annual Loan Repayment (P&I)-$66,589Pre-Tax Cash Flow$-43,533Tax Benefit (neg. gearing)+$14,221After-Tax Cash Flow$-29,312/yr

Depreciation claimed: $11,325/yr (Building: $11,325 + Fixtures: $0)

Fixture depreciation (carpet, blinds, appliances) cannot be claimed on established properties purchased after 2017 — only building depreciation applies. A quantity surveyor report will give exact figures. Building cost estimated at 40% of purchase price.

Capital Growth Projection (10 yrs)

Future Value$4,220,693Capital Gain$3,153,366CGT Payable (50% discount)-$1,184,159Net Proceeds (after CGT & costs)$2,952,120

Transitional CGT Split Applied

Your holding period spans 1 Jul 2027. The capital gain is split proportionally between old and new rules:

Pre-Jul 2027 (10.8%)$340,598 gain → $69,985 taxPost-Jul 2027 (89.2%)$2,812,768 gain → $1,114,174 tax

Pre-portion: 50% discount at marginal rate. Post-portion: CPI-indexed cost base, 30% minimum tax floor.

Total Cash Flows (10 yrs)$-293,115Cash-on-Cash Return-12.8%Estimated IRR17.1%

Year-by-Year Summary

YearValueEquityTotal Cash Flow
1$1,291,765$396,457$-29,312
2$1,473,387$589,480$-58,623
3$1,680,545$808,766$-87,935
4$1,916,830$1,057,952$-117,246
5$2,186,336$1,341,183$-146,558
6$2,493,735$1,663,182$-175,869
7$2,844,354$2,029,333$-205,181
8$3,244,270$2,445,772$-234,492
9$3,700,415$2,919,493$-263,804
10$4,220,693$3,458,469$-293,115

Similar suburbs in Queensland

Suburbs with a similar price range in QLD

Springfield Lakes

QLD 4300

9/10
Price
$1.11M
Yield
2.8%
Growth
16.4%

Ormeau

QLD 4208

8/10
Price
$1.17M
Yield
3.3%
Growth
14.1%

Redcliffe

QLD 4020

5/10
Price
$1.09M
Yield
3.1%
Growth
13.2%

Morayfield

QLD 4506

7/10
Price
$1.09M
Yield
2.9%
Growth
18.8%

Caboolture

QLD 4510

9/10
Price
$1.04M
Yield
2.8%
Growth
16.2%

Coomera

QLD 4209

8/10
Price
$1.23M
Yield
3.2%
Growth
13.5%

Investing in Burpengary, QLD

Burpengary (4505) is located in Queensland with a population of approximately 16,488 residents, growing at 2.5% per year. The suburb has a median house price of $1.13M and median weekly rent of $622, delivering a gross rental yield of 2.9%.

With a vacancy rate of just 1.3% and properties selling in an average of 31 days, Burpengary shows moderate demand and moderate supply — factors that support continued price growth. Over the past 5 years, the suburb has delivered annualised capital growth of 14.1%.

Use the calculator above to model the full investment scenario for a property in Burpengary, including stamp duty, negative gearing benefits, depreciation, and the impact of proposed CGT changes on your after-tax return.