Investment snapshot

Caboolture, QLD 4510

Property investment analysis for Caboolture, Queensland

General information only — not personal financial, tax, or investment advice. Results are estimates based on published tax rates and market data. Terms · Privacy

Caboolture investment property metrics

Median Price

$1.04M

House

Median Rent

$567/wk

Gross Yield

2.8%

Vacancy Rate

0.9%

Days on Market

Population

29,534

+2.2%/yr

Capital Growth

1 Year

16.2%

3 Year (annualised)

16.8%

5 Year (annualised)

17.3%

HTAG RCS Scores

Growth 8/10 — Strong

Cashflow 9/10 — Strong

Overall 9/10 — Strong

Market Context

Demand

High

Supply

Moderate

Days on Market

31 days

Population Trend

+2.2%/yr

29,534 residents

Run the numbers for Caboolture

Pre-filled with Caboolture median values. Adjust to match your scenario.

Property Details

StatePurchase Price

Deposit

20%

$208,777 deposit · LVR 80%

Weekly Rent

Your Gross Income (salary)

Interest Rate (p.a.)

Loan Type

P&IInterest Only

Property Type

EstablishedNew Build

Ownership Structure

IndividualDiscretionary Trust

Growth & Hold

Annual Capital Growth

Hold Period

years

Your weekly contribution after tax

$529/wk

$2,292/mo · $27,501/yr

Negatively geared — tax benefit of $13,336/yr reduces your out-of-pocket

PAYG Withholding Variation

Apply to the ATO to get $513 extra per fortnight in your pay, instead of waiting for your tax refund.

Acquisition Summary

Stamp Duty (QLD)$40,549LMI Premium$11,942Loan Amount$835,110Total Upfront Cash$263,668

Cash Flow Analysis

Gross Rental Yield2.8%Net Rental Yield2.0%Annual Rental Income$28,350Total Annual Expenses-$7,810Annual Loan Repayment (P&I)-$61,377Pre-Tax Cash Flow$-40,837Tax Benefit (neg. gearing)+$13,336After-Tax Cash Flow$-27,501/yr

Depreciation claimed: $10,439/yr (Building: $10,439 + Fixtures: $0)

Fixture depreciation (carpet, blinds, appliances) cannot be claimed on established properties purchased after 2017 — only building depreciation applies. A quantity surveyor report will give exact figures. Building cost estimated at 40% of purchase price.

Capital Growth Projection (10 yrs)

Future Value$5,161,123Capital Gain$4,178,677CGT Payable (50% discount)-$1,632,156Net Proceeds (after CGT & costs)$3,425,744

Transitional CGT Split Applied

Your holding period spans 1 Jul 2027. The capital gain is split proportionally between old and new rules:

Pre-Jul 2027 (10.8%)$451,343 gain → $94,902 taxPost-Jul 2027 (89.2%)$3,727,334 gain → $1,537,254 tax

Pre-portion: 50% discount at marginal rate. Post-portion: CPI-indexed cost base, 30% minimum tax floor.

Total Cash Flows (10 yrs)$-275,010Cash-on-Cash Return-13.0%Estimated IRR21.4%

Year-by-Year Summary

Year	Value	Equity	Total Cash Flow
1	$1,224,793	$399,561	$-27,501
2	$1,437,049	$622,326	$-55,002
3	$1,686,090	$882,545	$-82,503
4	$1,978,289	$1,186,636	$-110,004
5	$2,321,127	$1,542,124	$-137,505
6	$2,723,378	$1,957,833	$-165,006
7	$3,195,339	$2,444,110	$-192,507
8	$3,749,092	$3,013,092	$-220,008
9	$4,398,809	$3,679,010	$-247,509
10	$5,161,123	$4,458,558	$-275,010

Growth

14.1%

Investing in Caboolture, QLD

Caboolture (4510) is located in Queensland with a population of approximately 29,534 residents, growing at 2.2% per year. The suburb has a median house price of $1.04M and median weekly rent of $567, delivering a gross rental yield of 2.8%.

With a vacancy rate of just 0.9% and properties selling in an average of 31 days, Caboolture shows high demand and moderate supply — factors that support continued price growth. Over the past 5 years, the suburb has delivered annualised capital growth of 17.3%.

Use the calculator above to model the full investment scenario for a property in Caboolture, including stamp duty, negative gearing benefits, depreciation, and the impact of proposed CGT changes on your after-tax return.