Investment snapshot

Kallangur, QLD 4503

Property investment analysis for Kallangur, Queensland

General information only — not personal financial, tax, or investment advice. Results are estimates based on published tax rates and market data. Terms · Privacy

Kallangur investment property metrics

Median Price

$1.03M

House

Median Rent

$569/wk

Gross Yield

2.9%

Vacancy Rate

0.8%

Days on Market

Population

21,761

+2.0%/yr

Capital Growth

1 Year

17.5%

3 Year (annualised)

14.6%

5 Year (annualised)

14.8%

HTAG RCS Scores

Growth 6/10 — Good

Cashflow 8/10 — Strong

Overall 8/10 — Strong

Market Context

Demand

High

Supply

Low

Days on Market

25 days

Population Trend

+2.0%/yr

21,761 residents

Run the numbers for Kallangur

Pre-filled with Kallangur median values. Adjust to match your scenario.

Property Details

StatePurchase Price

Deposit

20%

$206,560 deposit · LVR 80%

Weekly Rent

Your Gross Income (salary)

Interest Rate (p.a.)

Loan Type

P&IInterest Only

Property Type

EstablishedNew Build

Ownership Structure

IndividualDiscretionary Trust

Growth & Hold

Annual Capital Growth

Hold Period

years

Your weekly contribution after tax

$519/wk

$2,250/mo · $26,998/yr

Negatively geared — tax benefit of $13,095/yr reduces your out-of-pocket

PAYG Withholding Variation

Apply to the ATO to get $504 extra per fortnight in your pay, instead of waiting for your tax refund.

Acquisition Summary

Stamp Duty (QLD)$39,911LMI PremiumN/ALoan Amount$826,240Total Upfront Cash$248,871

Cash Flow Analysis

Gross Rental Yield2.9%Net Rental Yield2.0%Annual Rental Income$28,450Total Annual Expenses-$7,818Annual Loan Repayment (P&I)-$60,726Pre-Tax Cash Flow$-40,094Tax Benefit (neg. gearing)+$13,095After-Tax Cash Flow$-26,998/yr

Depreciation claimed: $10,328/yr (Building: $10,328 + Fixtures: $0)

Fixture depreciation (carpet, blinds, appliances) cannot be claimed on established properties purchased after 2017 — only building depreciation applies. A quantity surveyor report will give exact figures. Building cost estimated at 40% of purchase price.

Capital Growth Projection (10 yrs)

Future Value$4,116,896Capital Gain$3,145,065CGT Payable (50% discount)-$1,193,591Net Proceeds (after CGT & costs)$2,840,967

Transitional CGT Split Applied

Your holding period spans 1 Jul 2027. The capital gain is split proportionally between old and new rules:

Pre-Jul 2027 (10.8%)$339,701 gain → $69,783 taxPost-Jul 2027 (89.2%)$2,805,364 gain → $1,123,808 tax

Pre-portion: 50% discount at marginal rate. Post-portion: CPI-indexed cost base, 30% minimum tax floor.

Total Cash Flows (10 yrs)$-269,984Cash-on-Cash Return-12.9%Estimated IRR18.5%

Year-by-Year Summary

Year	Value	Equity	Total Cash Flow
1	$1,185,964	$369,498	$-26,998
2	$1,361,843	$555,773	$-53,997
3	$1,563,804	$768,794	$-80,995
4	$1,795,716	$1,012,472	$-107,994
5	$2,062,021	$1,291,293	$-134,992
6	$2,367,819	$1,610,405	$-161,990
7	$2,718,966	$1,975,716	$-188,989
8	$3,122,189	$2,394,006	$-215,987
9	$3,585,209	$2,873,056	$-242,986
10	$4,116,896	$3,421,793	$-269,984

Growth

14.1%

Investing in Kallangur, QLD

Kallangur (4503) is located in Queensland with a population of approximately 21,761 residents, growing at 2.0% per year. The suburb has a median house price of $1.03M and median weekly rent of $569, delivering a gross rental yield of 2.9%.

With a vacancy rate of just 0.8% and properties selling in an average of 25 days, Kallangur shows high demand and low supply — factors that support continued price growth. Over the past 5 years, the suburb has delivered annualised capital growth of 14.8%.

Use the calculator above to model the full investment scenario for a property in Kallangur, including stamp duty, negative gearing benefits, depreciation, and the impact of proposed CGT changes on your after-tax return.